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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,289 | $27,936-2.3% | $58,561-53.4% | $75,173-63.7% |
| Participation rate | 41.4% | 38.8%+2.5pp | 50.9%-9.5pp | 67.2%-25.8pp |
| Annual return | 16.73% | 44.21%-27.5pp | 4251.33%-4234.6pp | 160.72%-144.0pp |
| Employer contribution / active EE | $1,062 | $670+58.6% | $1,053+0.8% | $2,671-60.2% |
| Participant deferral / active EE | $2,616 | $1,202+117.6% | $1,923+36.0% | $4,126-36.6% |
| Admin fee / account holder | $0 | $1,727-100.0% | $2,520-100.0% | $5,651-100.0% |