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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,930 | $29,319+63.5% | $52,425-8.6% | $82,448-41.9% |
| Participation rate | 30.8% | 46.9%-16.1pp | 55.6%-24.9pp | 68.1%-37.3pp |
| Annual return | 17.35% | 535.20%-517.9pp | 302.12%-284.8pp | 41.64%-24.3pp |
| Employer contribution / active EE | $1,185 | $586+102.0% | $914+29.6% | $2,551-53.6% |
| Participant deferral / active EE | $1,575 | $1,171+34.4% | $1,790-12.0% | $4,139-62.0% |
| Admin fee / account holder | $20 | $1,962-99.0% | $2,495-99.2% | $7,234-99.7% |