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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,594 | $201,372-56.5% | $184,260-52.5% | $145,884-40.0% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 1.73% | 29.04%-27.3pp | 28.84%-27.1pp | 551.85%-550.1pp |
| Employer contribution / active EE | $4,003 | $7,024-43.0% | $6,427-37.7% | $4,662-14.1% |
| Participant deferral / active EE | $5,439 | $9,808-44.5% | $9,133-40.5% | $6,690-18.7% |
| Admin fee / account holder | $1,580 | $16,362-90.3% | $13,898-88.6% | $13,392-88.2% |