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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,890 | $98,776-9.0% | $149,745-40.0% | $79,856+12.6% |
| Participation rate | 96.9% | 75.8%+21.1pp | 82.5%+14.4pp | 69.6%+27.2pp |
| Annual return | 11.31% | 27.38%-16.1pp | 276.72%-265.4pp | 31.71%-20.4pp |
| Employer contribution / active EE | $3,388 | $3,217+5.3% | $4,646-27.1% | $2,471+37.1% |
| Participant deferral / active EE | $3,588 | $5,681-36.9% | $6,843-47.6% | $3,741-4.1% |
| Admin fee / account holder | $3,753 | $6,053-38.0% | $9,312-59.7% | $5,306-29.3% |