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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,630 | $175,259-24.9% | $149,723-12.1% | $139,487-5.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.71% | 166.82%-154.1pp | 134.50%-121.8pp | 373.84%-361.1pp |
| Employer contribution / active EE | $9,409 | $5,478+71.7% | $4,821+95.1% | $4,755+97.9% |
| Participant deferral / active EE | $6,150 | $6,522-5.7% | $5,682+8.2% | $6,713-8.4% |
| Admin fee / account holder | $1,498 | $16,158-90.7% | $13,215-88.7% | $11,407-86.9% |