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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,405 | $157,296-90.2% | $141,191-89.1% | $152,897-89.9% |
| Participation rate | 63.6% | 84.8%-21.2pp | 82.5%-18.8pp | 82.5%-18.8pp |
| Annual return | 26.32% | 64.34%-38.0pp | 71.41%-45.1pp | 345.43%-319.1pp |
| Employer contribution / active EE | $1,677 | $5,262-68.1% | $4,736-64.6% | $4,764-64.8% |
| Participant deferral / active EE | $4,134 | $7,111-41.9% | $6,710-38.4% | $5,851-29.4% |
| Admin fee / account holder | $298 | $12,125-97.5% | $10,264-97.1% | $11,599-97.4% |