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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,359 | $185,312+115.5% | $161,489+147.3% | $154,746+158.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 12.34% | 103.84%-91.5pp | 89.72%-77.4pp | 172.34%-160.0pp |
| Employer contribution / active EE | $5,548 | $4,769+16.3% | $4,268+30.0% | $4,379+26.7% |
| Participant deferral / active EE | $3,642 | $6,350-42.6% | $5,630-35.3% | $6,730-45.9% |
| Admin fee / account holder | $4,179 | $18,654-77.6% | $16,006-73.9% | $14,365-70.9% |