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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,359 | $174,379+129.0% | $152,093+162.6% | $138,895+187.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 12.34% | 74.86%-62.5pp | 66.36%-54.0pp | 145.39%-133.1pp |
| Employer contribution / active EE | $5,548 | $4,652+19.3% | $4,175+32.9% | $4,194+32.3% |
| Participant deferral / active EE | $3,642 | $6,159-40.9% | $5,451-33.2% | $6,396-43.1% |
| Admin fee / account holder | $4,179 | $16,880-75.2% | $14,497-71.2% | $12,562-66.7% |