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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,008 | $150,447+88.1% | $136,298+107.6% | $147,586+91.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.63% | 1049.15%-1034.5pp | 5156.27%-5141.6pp | 578.59%-564.0pp |
| Employer contribution / active EE | $42 | $5,256-99.2% | $4,696-99.1% | $4,876-99.1% |
| Participant deferral / active EE | $6,475 | $6,631-2.3% | $6,247+3.6% | $5,439+19.1% |
| Admin fee / account holder | $9,518 | $10,906-12.7% | $9,244+3.0% | $10,886-12.6% |