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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,858 | $138,114-32.8% | $125,391-25.9% | $134,545-31.0% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -18.44% | 750.88%-769.3pp | 572.41%-590.9pp | 418.37%-436.8pp |
| Employer contribution / active EE | $1,654 | $5,246-68.5% | $4,816-65.7% | $4,742-65.1% |
| Participant deferral / active EE | $2,634 | $7,801-66.2% | $7,448-64.6% | $6,401-58.9% |
| Admin fee / account holder | $1,004 | $11,570-91.3% | $10,009-90.0% | $11,431-91.2% |