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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,125 | $160,040-24.9% | $147,096-18.3% | $145,877-17.7% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 10.38% | 98.49%-88.1pp | 419.75%-409.4pp | 551.28%-540.9pp |
| Employer contribution / active EE | $43 | $5,289-99.2% | $4,936-99.1% | $4,663-99.1% |
| Participant deferral / active EE | $7,917 | $8,429-6.1% | $8,071-1.9% | $6,691+18.3% |
| Admin fee / account holder | $20,799 | $15,050+38.2% | $13,005+59.9% | $13,402+55.2% |