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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,125 | $160,070-25.0% | $147,117-18.3% | $145,897-17.7% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 10.38% | 98.69%-88.3pp | 420.54%-410.2pp | 552.29%-541.9pp |
| Employer contribution / active EE | $43 | $5,285-99.2% | $4,932-99.1% | $4,663-99.1% |
| Participant deferral / active EE | $7,917 | $8,419-6.0% | $8,065-1.8% | $6,689+18.4% |
| Admin fee / account holder | $20,799 | $15,035+38.3% | $12,993+60.1% | $13,390+55.3% |