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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,721 | $60,349-32.5% | $74,184-45.1% | $62,881-35.2% |
| Participation rate | 94.5% | 72.7%+21.8pp | 76.6%+17.9pp | 69.3%+25.2pp |
| Annual return | -1.04% | 21.38%-22.4pp | 17.74%-18.8pp | 20.14%-21.2pp |
| Employer contribution / active EE | $6,091 | $1,680+262.5% | $2,370+157.0% | $2,281+167.1% |
| Participant deferral / active EE | $3,117 | $2,856+9.1% | $3,550-12.2% | $3,203-2.7% |
| Admin fee / account holder | $8,926 | $4,261+109.5% | $5,586+59.8% | $4,296+107.8% |