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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,308 | $176,120+94.4% | $159,487+114.6% | $167,553+104.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.28% | 331.95%-317.7pp | 263.71%-249.4pp | 478.89%-464.6pp |
| Employer contribution / active EE | $14,497 | $5,299+173.6% | $4,831+200.1% | $4,840+199.6% |
| Participant deferral / active EE | $9,129 | $7,752+17.8% | $7,354+24.1% | $6,343+43.9% |
| Admin fee / account holder | $9,078 | $12,561-27.7% | $10,804-16.0% | $12,316-26.3% |