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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,136 | $92,219+2.1% | $76,768+22.6% | $135,379-30.5% |
| Participation rate | 66.7% | 79.8%-13.1pp | 77.0%-10.3pp | 82.6%-16.0pp |
| Annual return | -5.43% | 5.46%-10.9pp | 2.43%-7.9pp | 519.79%-525.2pp |
| Employer contribution / active EE | $1,312 | $3,216-59.2% | $2,485-47.2% | $4,779-72.6% |
| Participant deferral / active EE | $5,578 | $4,508+23.7% | $3,852+44.8% | $5,609-0.6% |
| Admin fee / account holder | $0 | $10,749-100.0% | $6,675-100.0% | $10,828-100.0% |