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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,768 | $64,359+156.0% | $90,161+82.7% | $70,124+135.0% |
| Participation rate | 70.7% | 70.4%+0.3pp | 76.9%-6.1pp | 69.5%+1.2pp |
| Annual return | 17.49% | 28.13%-10.6pp | 34.89%-17.4pp | 73.14%-55.6pp |
| Employer contribution / active EE | $0 | $2,046-100.0% | $3,318-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $12,085 | $4,389+175.3% | $5,287+128.6% | $3,332+262.7% |
| Admin fee / account holder | $5,967 | $3,945+51.2% | $5,943+0.4% | $4,645+28.4% |