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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,988 | $77,817-35.8% | $123,553-59.5% | $64,173-22.1% |
| Participation rate | 91.4% | 74.7%+16.7pp | 82.3%+9.1pp | 69.6%+21.9pp |
| Annual return | -4.34% | 12.49%-16.8pp | 119.21%-123.5pp | 7.63%-12.0pp |
| Employer contribution / active EE | $2,416 | $3,014-19.9% | $4,628-47.8% | $2,381+1.5% |
| Participant deferral / active EE | $4,484 | $5,240-14.4% | $6,426-30.2% | $3,470+29.2% |
| Admin fee / account holder | $6,823 | $5,519+23.6% | $9,284-26.5% | $4,887+39.6% |