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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,106 | $95,979-69.7% | $74,551-61.0% | $135,380-78.5% |
| Participation rate | 90.5% | 75.7%+14.8pp | 69.1%+21.3pp | 82.6%+7.8pp |
| Annual return | -12.31% | 56.97%-69.3pp | 32.53%-44.8pp | 519.81%-532.1pp |
| Employer contribution / active EE | $9,349 | $2,716+244.2% | $1,961+376.8% | $4,779+95.6% |
| Participant deferral / active EE | $3,801 | $3,844-1.1% | $3,108+22.3% | $5,609-32.2% |
| Admin fee / account holder | $3,289 | $6,522-49.6% | $5,059-35.0% | $10,828-69.6% |