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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,855 | $100,262-1.4% | $81,370+21.5% | $145,897-32.2% |
| Participation rate | 52.6% | 74.3%-21.6pp | 69.5%-16.9pp | 80.3%-27.7pp |
| Annual return | 9.75% | 34.52%-24.8pp | 24.85%-15.1pp | 552.29%-542.5pp |
| Employer contribution / active EE | $486 | $2,979-83.7% | $2,464-80.3% | $4,663-89.6% |
| Participant deferral / active EE | $2,076 | $4,612-55.0% | $3,885-46.6% | $6,689-69.0% |
| Admin fee / account holder | $8,120 | $8,163-0.5% | $5,749+41.2% | $13,390-39.4% |