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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,590 | $115,796-15.7% | $101,264-3.6% | $158,950-38.6% |
| Participation rate | 84.6% | 79.4%+5.2pp | 75.8%+8.8pp | 82.0%+2.7pp |
| Annual return | 5.82% | 56.15%-50.3pp | 46.48%-40.7pp | 302.91%-297.1pp |
| Employer contribution / active EE | $0 | $4,175-100.0% | $3,660-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,124 | $4,958-57.2% | $4,370-51.4% | $5,983-64.5% |
| Admin fee / account holder | $584 | $7,247-91.9% | $5,947-90.2% | $11,248-94.8% |