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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,590 | $97,732+71.5% | $83,831+99.9% | $135,380+23.8% |
| Participation rate | 80.0% | 80.0%0pp | 76.1%+3.9pp | 82.6%-2.6pp |
| Annual return | -2.23% | 1287.56%-1289.8pp | 850.99%-853.2pp | 519.81%-522.0pp |
| Employer contribution / active EE | $13,350 | $4,222+216.2% | $3,631+267.7% | $4,779+179.4% |
| Participant deferral / active EE | $0 | $4,683-100.0% | $4,082-100.0% | $5,609-100.0% |
| Admin fee / account holder | $7,379 | $6,675+10.6% | $5,479+34.7% | $10,828-31.9% |