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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,322 | $135,956-49.0% | $123,894-44.0% | $273,972-74.7% |
| Participation rate | 87.5% | 84.1%+3.4pp | 81.4%+6.1pp | 83.0%+4.5pp |
| Annual return | 14.77% | 56.63%-41.9pp | 47.52%-32.8pp | 41.46%-26.7pp |
| Employer contribution / active EE | $1,279 | $5,170-75.3% | $4,617-72.3% | $4,869-73.7% |
| Participant deferral / active EE | $4,609 | $6,343-27.3% | $5,984-23.0% | $5,287-12.8% |
| Admin fee / account holder | $1,397 | $9,817-85.8% | $8,357-83.3% | $10,133-86.2% |