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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,577 | $109,620+176.0% | $148,496+103.8% | $94,015+221.8% |
| Participation rate | 92.1% | 71.3%+20.9pp | 76.0%+16.1pp | 70.8%+21.3pp |
| Annual return | 15.62% | 17.54%-1.9pp | 12.33%+3.3pp | 17.84%-2.2pp |
| Employer contribution / active EE | $4,127 | $2,618+57.6% | $3,497+18.0% | $2,790+47.9% |
| Participant deferral / active EE | $8,750 | $3,831+128.4% | $4,808+82.0% | $4,249+105.9% |
| Admin fee / account holder | $310 | $10,050-96.9% | $19,547-98.4% | $8,951-96.5% |