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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,342 | $138,102+37.8% | $125,381+51.8% | $134,532+41.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.03% | 750.73%-761.8pp | 572.31%-583.3pp | 418.27%-429.3pp |
| Employer contribution / active EE | $6,678 | $5,245+27.3% | $4,815+38.7% | $4,741+40.8% |
| Participant deferral / active EE | $11,588 | $7,801+48.5% | $7,448+55.6% | $6,401+81.0% |
| Admin fee / account holder | $1,830 | $11,568-84.2% | $10,007-81.7% | $11,429-84.0% |