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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,443 | $105,866+274.5% | $90,766+336.8% | $134,545+194.7% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -19.07% | -10.99%-8.1pp | -12.16%-6.9pp | 418.37%-437.4pp |
| Employer contribution / active EE | $3,077 | $3,464-11.2% | $2,922+5.3% | $4,742-35.1% |
| Participant deferral / active EE | $9,732 | $5,217+86.5% | $4,565+113.2% | $6,401+52.0% |
| Admin fee / account holder | $17,478 | $13,938+25.4% | $8,446+106.9% | $11,431+52.9% |