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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,984 | $133,981+112.7% | $112,249+153.9% | $134,532+111.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -13.56% | 47.16%-60.7pp | 27.48%-41.0pp | 418.27%-431.8pp |
| Employer contribution / active EE | $14,938 | $4,040+269.8% | $3,636+310.8% | $4,741+215.1% |
| Participant deferral / active EE | $5,794 | $5,292+9.5% | $4,729+22.5% | $6,401-9.5% |
| Admin fee / account holder | $5,216 | $7,492-30.4% | $6,412-18.7% | $11,429-54.4% |