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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,503 | $27,632+263.7% | $61,399+63.7% | $68,495+46.7% |
| Participation rate | 100.0% | 39.5%+60.5pp | 52.6%+47.4pp | 67.9%+32.1pp |
| Annual return | -17.12% | -13.24%-3.9pp | 338.81%-355.9pp | -7.84%-9.3pp |
| Employer contribution / active EE | $6,541 | $696+840.0% | $1,159+464.1% | $2,596+151.9% |
| Participant deferral / active EE | $0 | $1,264-100.0% | $2,124-100.0% | $4,028-100.0% |
| Admin fee / account holder | $1,951 | $2,010-2.9% | $2,131-8.4% | $5,403-63.9% |