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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,503 | $27,639+263.6% | $61,501+63.4% | $68,490+46.7% |
| Participation rate | 100.0% | 39.5%+60.5pp | 52.6%+47.4pp | 67.9%+32.1pp |
| Annual return | -17.12% | -13.19%-3.9pp | 339.04%-356.2pp | -7.85%-9.3pp |
| Employer contribution / active EE | $6,541 | $696+839.8% | $1,160+464.0% | $2,597+151.9% |
| Participant deferral / active EE | $0 | $1,264-100.0% | $2,125-100.0% | $4,028-100.0% |
| Admin fee / account holder | $1,951 | $2,012-3.1% | $2,132-8.5% | $5,403-63.9% |