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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,478 | $65,566+25.8% | $86,235-4.4% | $75,177+9.7% |
| Participation rate | 64.6% | 60.5%+4.1pp | 69.0%-4.3pp | 67.2%-2.6pp |
| Annual return | 13.29% | 46.07%-32.8pp | 1170.03%-1156.7pp | 160.75%-147.5pp |
| Employer contribution / active EE | $855 | $1,553-45.0% | $2,381-64.1% | $2,671-68.0% |
| Participant deferral / active EE | $4,501 | $3,023+48.9% | $3,987+12.9% | $4,126+9.1% |
| Admin fee / account holder | $2,921 | $5,470-46.6% | $6,856-57.4% | $5,651-48.3% |