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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,225 | $59,819+371.8% | $79,583+254.6% | $68,490+312.1% |
| Participation rate | 84.0% | 61.1%+22.9pp | 69.5%+14.5pp | 67.9%+16.1pp |
| Annual return | -18.55% | -12.30%-6.3pp | 0.16%-18.7pp | -7.85%-10.7pp |
| Employer contribution / active EE | $10,287 | $1,505+583.4% | $2,414+326.2% | $2,597+296.2% |
| Participant deferral / active EE | $9,149 | $3,025+202.5% | $3,986+129.5% | $4,028+127.2% |
| Admin fee / account holder | $3,160 | $4,835-34.6% | $6,835-53.8% | $5,403-41.5% |