Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICA'S 401K, INC.3 years Filed as: AMERICA'S BEST 401(K) Service code 26 · EIN 47-2843220 | Advisory (Participants) | $23,668 |
LT TRUST COMPANY3 years Service code 15 · EIN 61-1607607 | Recordkeeping | $10,856 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,100 | $118,971-41.1% | $112,977-38.0% | $73,497-4.6% |
| Participation rate | 60.5% | 83.3%-22.8pp | 82.6%-22.0pp | 70.7%-10.2pp |
| Annual return | 16.75% | 17.79%-1.0pp | 24.24%-7.5pp | 28.51%-11.8pp |
| Employer contribution / active EE | $1,055 | $4,091-74.2% | $4,255-75.2% | $2,270-53.5% |
| Participant deferral / active EE | $3,824 | $6,133-37.6% | $5,836-34.5% | $3,740+2.2% |
| Admin fee / account holder | $314 | $573-45.2% | $6,294-95.0% | $513-38.8% |