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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,789 | $81,476-83.1% | $102,383-86.5% | $80,925-83.0% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 11.93% | 25.59%-13.7pp | 24.94%-13.0pp | 35.65%-23.7pp |
| Employer contribution / active EE | $16,515 | $3,105+431.9% | $3,870+326.7% | $2,756+499.2% |
| Participant deferral / active EE | $16 | $3,871-99.6% | $5,060-99.7% | $4,299-99.6% |
| Admin fee / account holder | $10,347 | $6,717+54.0% | $8,391+23.3% | $6,940+49.1% |