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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,274,032 | $181,062+603.6% | $158,223+705.2% | $155,188+721.0% |
| Participation rate | 80.0% | 82.7%-2.7pp | 79.2%+0.8pp | 80.8%-0.8pp |
| Annual return | 8.38% | 57.39%-49.0pp | 52.09%-43.7pp | 148.84%-140.5pp |
| Employer contribution / active EE | $10,066 | $4,565+120.5% | $4,109+145.0% | $4,248+137.0% |
| Participant deferral / active EE | $5,248 | $6,134-14.5% | $5,467-4.0% | $6,531-19.6% |
| Admin fee / account holder | $4,870 | $18,825-74.1% | $16,047-69.7% | $14,480-66.4% |