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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,274,032 | $172,111+640.2% | $150,298+747.7% | $137,256+828.2% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 8.38% | 69.37%-61.0pp | 62.79%-54.4pp | 220.34%-212.0pp |
| Employer contribution / active EE | $10,066 | $4,636+117.1% | $4,154+142.3% | $4,156+142.2% |
| Participant deferral / active EE | $5,248 | $6,166-14.9% | $5,453-3.8% | $6,407-18.1% |
| Admin fee / account holder | $4,870 | $16,471-70.4% | $14,116-65.5% | $12,270-60.3% |