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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,330 | $78,423-33.3% | $95,964-45.5% | $79,856-34.5% |
| Participation rate | 71.4% | 73.5%-2.1pp | 77.1%-5.7pp | 69.6%+1.8pp |
| Annual return | 15.79% | 19.37%-3.6pp | 91.64%-75.9pp | 31.71%-15.9pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,205 | $3,440-6.8% | $4,167-23.1% | $3,741-14.3% |
| Admin fee / account holder | $4,651 | $5,622-17.3% | $6,797-31.6% | $5,306-12.3% |