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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,958 | $105,210+168.9% | $159,487+77.4% | $85,851+229.6% |
| Participation rate | 94.1% | 75.8%+18.3pp | 82.8%+11.3pp | 69.3%+24.8pp |
| Annual return | 13.94% | 45.08%-31.1pp | 263.71%-249.8pp | 318.63%-304.7pp |
| Employer contribution / active EE | $8,116 | $3,319+144.5% | $4,831+68.0% | $2,565+216.3% |
| Participant deferral / active EE | $14,349 | $5,946+141.3% | $7,354+95.1% | $3,952+263.1% |
| Admin fee / account holder | $18,283 | $6,934+163.7% | $10,804+69.2% | $6,261+192.0% |