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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,635 | $138,076+24.3% | $123,553+38.9% | $135,380+26.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.90% | 153.70%-159.6pp | 119.21%-125.1pp | 519.81%-525.7pp |
| Employer contribution / active EE | $461 | $5,152-91.1% | $4,628-90.0% | $4,779-90.4% |
| Participant deferral / active EE | $7,942 | $6,800+16.8% | $6,426+23.6% | $5,609+41.6% |
| Admin fee / account holder | $1,232 | $10,917-88.7% | $9,284-86.7% | $10,828-88.6% |