Retirement plan

PACIFIC AGRONOMICS, INC. PROFIT SHARING 401(K) PLAN

Name: PACIFIC AGRONOMICS, INC. - PACIFIC AGRONOMICS, INC. PROFIT SHARING 401(K) PLAN (2017) Form 5500
Creator: PACIFIC AGRONOMICS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PACIFIC AGRONOMICS, INC. PROFIT SHARING 401(K) PLAN, PACIFIC AGRONOMICS, INC.

PACIFIC AGRONOMICS, INC.EIN 77-0038349Plan #001PY 2017

P.O. BOX 9931 - FRESNO, CA 93794559-276-0401pacificagronomics.comLinkedIn1-10 employeesinformation technology and services

Prospect flagsLow returnsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$57K

-88.9% from 2016

Total participants

+28.6% from 2016

Average account balance

$8,197

-88.9% from 2016

Annual return

2.80%

-48.20 pp from 2016

Benchmarks

See 4,832 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants<25

Cohort4,832 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$357K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$45K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$48K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.01%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$494

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2H2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$515K

$57251 / participant

Other / not subdivided$515K100.0%

% of EOY assets

897.945%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$8,197

$149,679-94.5%

$117,039-93.0%

$147,585-94.4%

Participation rate

77.8%

83.5%-5.7pp

77.2%+0.6pp

82.8%-5.1pp

Annual return

2.80%

19.31%-16.5pp

18.95%-16.1pp

578.58%-575.8pp

Employer contribution / active EE

$1,642

$4,937-66.7%

$3,785-56.6%

$4,876-66.3%

Participant deferral / active EE

$2,655

$4,912-46.0%

$3,929-32.4%

$5,439-51.2%

Admin fee / account holder

$73,608

$7,856+836.9%

$5,974+1132.2%

$10,886+576.2%

PACIFIC AGRONOMICS, INC. PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PACIFIC AGRONOMICS, INC. PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion