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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,033 | $99,345-73.8% | $84,753-69.3% | $273,972-90.5% |
| Participation rate | 81.8% | 80.7%+1.1pp | 76.6%+5.2pp | 83.0%-1.2pp |
| Annual return | -1.64% | 22.93%-24.6pp | 22.78%-24.4pp | 41.46%-43.1pp |
| Employer contribution / active EE | $768 | $4,214-81.8% | $3,574-78.5% | $4,869-84.2% |
| Participant deferral / active EE | $1,789 | $4,270-58.1% | $3,712-51.8% | $5,287-66.2% |
| Admin fee / account holder | $1,164 | $6,645-82.5% | $5,333-78.2% | $10,133-88.5% |