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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,568 | $102,663-32.2% | $86,216-19.3% | $139,466-50.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 21.27% | 1924.52%-1903.2pp | 1169.42%-1148.1pp | 373.66%-352.4pp |
| Employer contribution / active EE | $6,998 | $3,035+130.6% | $2,382+193.9% | $4,754+47.2% |
| Participant deferral / active EE | $4,104 | $4,677-12.3% | $3,986+3.0% | $6,712-38.8% |
| Admin fee / account holder | $1,759 | $8,663-79.7% | $6,853-74.3% | $11,409-84.6% |