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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $771,710 | $185,312+316.4% | $161,489+377.9% | $154,746+398.7% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 12.16% | 103.84%-91.7pp | 89.72%-77.6pp | 172.34%-160.2pp |
| Employer contribution / active EE | $16,921 | $4,769+254.8% | $4,268+296.4% | $4,379+286.4% |
| Participant deferral / active EE | $12,926 | $6,350+103.6% | $5,630+129.6% | $6,730+92.1% |
| Admin fee / account holder | $10,833 | $18,654-41.9% | $16,006-32.3% | $14,365-24.6% |