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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,953 | $62,583-50.5% | $76,767-59.7% | $64,173-51.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -3.91% | -1.95%-2.0pp | 2.43%-6.3pp | 7.63%-11.5pp |
| Employer contribution / active EE | $1,749 | $1,832-4.5% | $2,485-29.6% | $2,381-26.5% |
| Participant deferral / active EE | $2,406 | $3,145-23.5% | $3,852-37.5% | $3,470-30.6% |
| Admin fee / account holder | $646 | $4,667-86.2% | $6,675-90.3% | $4,887-86.8% |