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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,908 | $56,134-12.9% | $96,192-49.2% | $85,851-43.0% |
| Participation rate | 14.8% | 56.7%-41.9pp | 68.4%-53.6pp | 69.3%-54.5pp |
| Annual return | 11.97% | 42.30%-30.3pp | 192.09%-180.1pp | 318.63%-306.7pp |
| Employer contribution / active EE | $598 | $1,620-63.1% | $2,799-78.7% | $2,565-76.7% |
| Participant deferral / active EE | $2,889 | $2,858+1.1% | $4,351-33.6% | $3,952-26.9% |
| Admin fee / account holder | $243 | $3,769-93.6% | $5,539-95.6% | $6,261-96.1% |