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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,711 | $85,766-63.0% | $136,298-76.7% | $70,126-54.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 20.16% | 31.46%-11.3pp | 5156.27%-5136.1pp | 73.15%-53.0pp |
| Employer contribution / active EE | $4,505 | $2,966+51.9% | $4,696-4.1% | $2,343+92.3% |
| Participant deferral / active EE | $4,478 | $5,051-11.3% | $6,247-28.3% | $3,332+34.4% |
| Admin fee / account holder | $484 | $5,421-91.1% | $9,244-94.8% | $4,645-89.6% |