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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,926 | $138,102-70.4% | $125,381-67.4% | $134,532-69.6% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -24.12% | 750.73%-774.8pp | 572.31%-596.4pp | 418.27%-442.4pp |
| Employer contribution / active EE | $1,332 | $5,245-74.6% | $4,815-72.3% | $4,741-71.9% |
| Participant deferral / active EE | $4,242 | $7,801-45.6% | $7,448-43.0% | $6,401-33.7% |
| Admin fee / account holder | $468 | $11,568-96.0% | $10,007-95.3% | $11,429-95.9% |