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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,880 | $107,941-48.2% | $91,994-39.3% | $152,909-63.5% |
| Participation rate | 70.0% | 81.2%-11.2pp | 78.6%-8.6pp | 82.5%-12.5pp |
| Annual return | 20.62% | 89.28%-68.7pp | 69.04%-48.4pp | 345.46%-324.8pp |
| Employer contribution / active EE | $6,468 | $4,212+53.6% | $3,453+87.3% | $4,764+35.8% |
| Participant deferral / active EE | $0 | $6,366-100.0% | $5,924-100.0% | $5,851-100.0% |
| Admin fee / account holder | $385 | $10,521-96.3% | $7,744-95.0% | $11,601-96.7% |