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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,889 | $97,729-24.4% | $83,830-11.9% | $135,379-45.4% |
| Participation rate | 47.4% | 80.0%-32.6pp | 76.1%-28.8pp | 82.6%-35.3pp |
| Annual return | -7.44% | 1287.52%-1295.0pp | 850.97%-858.4pp | 519.79%-527.2pp |
| Employer contribution / active EE | $1,154 | $4,222-72.7% | $3,631-68.2% | $4,779-75.9% |
| Participant deferral / active EE | $3,568 | $4,683-23.8% | $4,082-12.6% | $5,609-36.4% |
| Admin fee / account holder | $0 | $6,674-100.0% | $5,479-100.0% | $10,828-100.0% |