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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,997 | $85,171-22.5% | $172,752-61.8% | $72,975-9.6% |
| Participation rate | 53.8% | 70.1%-16.2pp | 82.6%-28.8pp | 69.5%-15.6pp |
| Annual return | 22.41% | 27.32%-4.9pp | 802.97%-780.6pp | 81.01%-58.6pp |
| Employer contribution / active EE | $2,937 | $3,324-11.6% | $5,144-42.9% | $2,440+20.4% |
| Participant deferral / active EE | $5,637 | $3,260+72.9% | $5,198+8.4% | $3,608+56.2% |
| Admin fee / account holder | $225 | $5,880-96.2% | $13,955-98.4% | $5,124-95.6% |