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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,848 | $106,008-74.7% | $92,240-70.9% | $147,586-81.8% |
| Participation rate | 91.3% | 80.4%+10.9pp | 76.5%+14.8pp | 82.8%+8.5pp |
| Annual return | -1.62% | 50.05%-51.7pp | 176.29%-177.9pp | 578.59%-580.2pp |
| Employer contribution / active EE | $1,052 | $4,333-75.7% | $3,680-71.4% | $4,876-78.4% |
| Participant deferral / active EE | $4,376 | $4,478-2.3% | $3,897+12.3% | $5,439-19.5% |
| Admin fee / account holder | $442 | $6,333-93.0% | $5,194-91.5% | $10,886-95.9% |