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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,501 | $136,860-20.7% | $120,344-9.8% | $154,746-29.9% |
| Participation rate | 66.7% | 79.9%-13.2pp | 76.7%-10.0pp | 80.7%-14.0pp |
| Annual return | 10.11% | 21.38%-11.3pp | 20.30%-10.2pp | 172.34%-162.2pp |
| Employer contribution / active EE | $1,452 | $3,533-58.9% | $3,020-51.9% | $4,379-66.8% |
| Participant deferral / active EE | $8,478 | $5,793+46.3% | $5,135+65.1% | $6,730+26.0% |
| Admin fee / account holder | $5,058 | $15,393-67.1% | $12,742-60.3% | $14,365-64.8% |