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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,952 | $109,411-82.7% | $89,435-78.8% | $158,982-88.1% |
| Participation rate | 66.7% | 74.3%-7.6pp | 68.0%-1.3pp | 82.0%-15.3pp |
| Annual return | 16.80% | 345.68%-328.9pp | 245.55%-228.8pp | 302.99%-286.2pp |
| Employer contribution / active EE | $933 | $3,173-70.6% | $2,587-63.9% | $4,763-80.4% |
| Participant deferral / active EE | $1,579 | $4,600-65.7% | $3,890-59.4% | $5,983-73.6% |
| Admin fee / account holder | $824 | $6,159-86.6% | $4,884-83.1% | $11,252-92.7% |