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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,969 | $97,125-66.1% | $86,233-61.8% | $137,256-76.0% |
| Participation rate | 71.4% | 74.2%-2.8pp | 69.0%+2.4pp | 80.0%-8.5pp |
| Annual return | 16.14% | 74.19%-58.0pp | 61.39%-45.2pp | 220.34%-204.2pp |
| Employer contribution / active EE | $1,024 | $2,841-64.0% | $2,504-59.1% | $4,156-75.4% |
| Participant deferral / active EE | $4,089 | $5,180-21.1% | $4,559-10.3% | $6,407-36.2% |
| Admin fee / account holder | $450 | $9,725-95.4% | $8,342-94.6% | $12,270-96.3% |